Paytm 8.6.2 APK Download: How to Get the Latest Version of India's Most Trusted Payment App
If you are looking for a convenient and secure way to make online payments in India, you should definitely check out Paytm. Paytm is a mobile finance app that allows you to instantly transfer money through BHIM UPI, pay bills and recharge, book IRCTC trains, flights, and buses, invest in funds and avail insurance, and more. In this article, we will show you how to download and install the latest version of Paytm, which is 8.6.2, on your Android device.
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What is Paytm and why you need it
Paytm is an acronym for "Pay Through Mobile". It is a digital wallet and e-commerce platform that was launched in 2010 by One97 Communications Ltd. Paytm has over 450 million users and is accepted by more than 17 million merchants across India. It is also the official partner of the Indian Premier League (IPL) cricket tournament.
Paytm is more than just a payment app. It is a one-stop solution for all your online needs. You can use it to:
Send and receive money through BHIM UPI, which is a fast and secure way to transfer money directly from your bank account without any charges.
Pay your utility bills, such as electricity, water, gas, broadband, landline, DTH, etc., with just a few taps.
Recharge your mobile prepaid plans from various networks, such as Jio, Airtel, Vodafone Idea (VI), MTNL, BSNL, etc., and get the best offers and cashback.
Recharge your metro card, Fastag, toll plaza, etc., and avoid the hassle of standing in queues.
Book IRCTC trains, flights, buses, hotels, cabs, etc., and enjoy discounts and cashback.
Invest in mutual funds, digital gold, stocks, IPOs, etc., and grow your wealth with expert advice.
Avail insurance for health, life, travel, bike, car, etc., and get instant quotes and claims.
Shop online from millions of products across categories like electronics, fashion, home & kitchen, grocery, etc., and get great deals and cashback.
Pay at offline stores by scanning QR codes or using mobile number or UPI.
Access your favorite apps and sites from within Paytm, such as Domino's, McDonald's, Box8, Ola, Rapido, Paytm Mall, etc., and save time and money.
As you can see, Paytm is a versatile app that can make your life easier and more convenient. But how do you get it on your Android device? Let's find out.
How to download and install Paytm 8.6.2 APK
The latest version of Paytm is 8.6.2. It was released on May 15th 2023. It comes with a simplified experience that is easier to navigate. It also allows you to complete sign-up and start paying directly through your bank account without adding any money to your wallet. It also has bug fixes and performance improvements. To download and install Paytm 8.6.2 APK on your Android device, you need to follow these steps: Step 1: Enable unknown sources on your device
Since Paytm 8.6.2 APK is not available on the Google Play Store, you need to enable unknown sources on your device to install it. This will allow you to install apps from sources other than the Play Store. To do this, go to Settings > Security > Unknown sources and toggle it on. You may see a warning message, but don't worry, it is safe to install Paytm 8.6.2 APK as long as you download it from a trusted source.
Step 2: Download the Paytm 8.6.2 APK file from a trusted source
The next step is to download the Paytm 8.6.2 APK file from a trusted source. You can use the official Paytm website or any other reliable site that offers the latest version of the app. To download the file, open your browser and go to the download link. You may see a pop-up asking you to confirm the download, just tap on OK or Download. The file size is about 60 MB, so make sure you have enough space and a stable internet connection.
Step 3: Locate and install the Paytm 8.6.2 APK file on your device
Once the download is complete, you need to locate and install the Paytm 8.6.2 APK file on your device. You can use any file manager app or go to your Downloads folder to find the file. Tap on the file and you will see a prompt asking you to install the app. Tap on Install and wait for the installation process to finish.
Step 4: Launch the Paytm app and sign up or log in
After the installation is done, you can launch the Paytm app by tapping on Open or by going to your app drawer and tapping on the Paytm icon. You will see a welcome screen where you can choose your preferred language and accept the terms and conditions. Then, you can sign up or log in with your mobile number and OTP (one-time password). You can also link your bank account or add money to your wallet if you want.
How to use Paytm for various online payments and transactions
Now that you have downloaded and installed Paytm 8.6.2 APK on your device, you can start using it for various online payments and transactions. Here are some of the things you can do with Paytm:
How to transfer money through BHIM UPI
BHIM UPI is a unified payment interface that allows you to transfer money directly from your bank account without any charges. To use BHIM UPI with Paytm, you need to create a UPI ID and link it with your bank account. To do this, go to Money Transfer > BHIM UPI > Link Bank Account and select your bank from the list. Then, verify your mobile number and create a UPI PIN for security.
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Once you have linked your bank account, you can transfer money through BHIM UPI by entering the recipient's UPI ID, mobile number, or QR code. You can also request money from others by sharing your UPI ID or QR code.
How to pay bills and recharge
Paytm allows you to pay your utility bills and recharge your mobile prepaid plans with just a few taps. To do this, go to Recharge & Bill Payments > Select Service > Enter Details > Proceed to Pay and choose your payment method.
You can pay for various services such as electricity, water, gas, broadband, landline, DTH, etc., with Paytm. You can also recharge your mobile prepaid plans from various networks such as Jio, Airtel, Vodafone Idea (VI), MTNL, BSNL, etc., with Paytm.
You can also get the best offers and cashback when you pay bills and recharge with Paytm. You can check the available offers by tapping on Offers & Deals or by applying promo codes before paying.
How to book IRCTC trains, flights, and buses
Paytm allows you to book IRCTC trains, flights, and buses with ease and convenience. To do this, go to Travel > Select Service > Enter Details > Search & Book and choose your payment method.
You can book IRCTC trains from anywhere in India with Paytm. You can also check train availability, seat availability, PNR status, live train status, etc., with Paytm. You can also get instant refunds and 24/7 customer support with Paytm.
You can book flights from domestic and international destinations with Paytm. You can also compare fares, check flight status, manage bookings, etc., with Paytm. You can also get cashback and discounts on flight bookings with Paytm.
You can book buses from over 2 lakh routes across India with Paytm. You can also choose from various bus types, operators, amenities, etc., with Paytm. You can also get cashback and offers on bus bookings with Paytm.
How to invest in funds and avail insurance
Paytm allows you to invest in mutual funds, digital gold, stocks, IPOs, etc., and grow your wealth with expert advice. To do this, go to Wealth > Select Service > Enter Details > Invest and choose your payment method.
You can invest in mutual funds from various categories, such as equity, debt, hybrid, etc., with Paytm. You can also get personalized recommendations, track your portfolio, withdraw anytime, etc., with Paytm.
You can invest in digital gold from MMTC-PAMP, India's only LBMA accredited refinery, with Paytm. You can also buy and sell gold at live market prices, store it in a secure vault, or get it delivered to your doorstep, with Paytm.
You can invest in stocks and IPOs from leading companies with Paytm. You can also get real-time market updates, research reports, trading tips, etc., with Paytm.
Paytm also allows you to avail insurance for health, life, travel, bike, car, etc., and get instant quotes and claims. To do this, go to Insurance > Select Service > Enter Details > Buy and choose your payment method.
You can avail health insurance from various plans and providers with Paytm. You can also get cashless treatment at over 10,000 hospitals, free health check-ups, tax benefits, etc., with Paytm.
You can avail life insurance from various plans and providers with Paytm. You can also get protection for your family's future, tax benefits, flexible premium payment options, etc., with Paytm.
You can avail travel insurance from various plans and providers with Paytm. You can also get coverage for medical expenses, baggage loss, trip cancellation, etc., with Paytm.
You can avail bike and car insurance from various plans and providers with Paytm. You can also get coverage for third-party liability, personal accident, theft, fire, etc., with Paytm.
How to pay with Paytm at offline stores
Paytm is not only useful for online payments and transactions but also for offline payments at stores. You can use Paytm to pay at any store that accepts Paytm by scanning QR codes or using mobile number or UPI. To do this:
Open the Paytm app and tap on Scan or Show Code.
Scan the QR code of the merchant or show your QR code to the merchant.
Enter the amount and confirm the payment.
You will receive a confirmation message and a receipt on your app.
You can also pay by using the mobile number or UPI ID of the merchant. To do this:
Open the Paytm app and tap on Money Transfer.
Enter the mobile number or UPI ID of the merchant and tap on Proceed.
Enter the amount and confirm the payment.
You will receive a confirmation message and a receipt on your app.
How to access your favorite apps and sites from Paytm
Paytm also allows you to access your favorite apps and sites from within the app itself. This way you can save time and money by not having to switch between different apps or sites. To do this:
Open the Paytm app and tap on More.
Select the app or site you want to access from the list of categories such as Food & Grocery Delivery, Entertainment, Travel, Shopping, etc.
Enjoy the services and offers from the app or site without leaving Paytm.
Some of the popular apps and sites you can access from Paytm are:
Category
App or Site
Food & Grocery Delivery
Domino's, McDonald's, Box8, Zomato, Swiggy, BigBasket, Grofers, etc.
Entertainment
Hotstar, SonyLIV, ZEE5, Gaana, Spotify, Wynk Music, etc.
Travel
Ola, Rapido, Uber, Zoomcar, OYO, MakeMyTrip, Cleartrip, etc.
Shopping
Paytm Mall, Myntra, Flipkart, Amazon, Snapdeal, Shopclues, etc.
Conclusion
Paytm is a powerful and versatile app that can make your online payments and transactions easy and convenient. You can download and install the latest version of Paytm, which is 8.6.2 APK, on your Android device by following the steps mentioned in this article. You can also use Paytm for various online and offline services and access your favorite apps and sites from within the app itself. Paytm is India's most trusted payment app and you should definitely give it a try.
Frequently Asked Questions (FAQs)
Here are some of the common questions and answers related to Paytm 8.6.2 APK download:
Q: Is Paytm 8.6.2 APK safe to download and install?
A: Yes, Paytm 8.6.2 APK is safe to download and install as long as you get it from a trusted source such as the official Paytm website or any other reliable site that offers the latest version of the app. You should also enable unknown sources on your device before installing the app.
Q: What are the benefits of downloading Paytm 8.6.2 APK?
A: Paytm 8.6.2 APK is the latest version of the app that comes with a simplified experience that is easier to navigate. It also allows you to complete sign-up and start paying directly through your bank account without adding any money to your wallet. It also has bug fixes and performance improvements.
Q: How can I update my existing Paytm app to Paytm 8.6.2 APK?
A: You can update your existing Paytm app to Paytm 8.6.2 APK by following the same steps as mentioned in this article for downloading and installing the app. You can also check for updates on the Google Play Store or the official Paytm website.
Q: How can I contact Paytm customer care if I face any issues with the app?
A: You can contact Paytm customer care by tapping on Help & Support on the app or by visiting paytm.com/care or by calling 0120-4456-456.
Q: How can I uninstall Paytm 8.6.2 APK from my device?
A: You can uninstall Paytm 8.6.2 APK from your device by going to Settings > Apps > Paytm > Uninstall or by long-pressing the Paytm icon on your app drawer and dragging it to the Uninstall option. 44f88ac181
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